Terms & Conditions

Effective Date: 23 January 2026

1. Agreement to Terms

By accessing or using the Fynloy.com website (“Site”) and any related services (collectively the “Services”), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, you must not use the Services.

2. Who Can Use the Site

You represent that you are at least 18 years old and capable of entering into a binding agreement. If you are using the Site on behalf of a business, you represent you have authority to bind the business.

3. Services

Fynloy provides loyalty infrastructure and related platform services to merchants, partners, and authorized users. Features include coalition loyalty, merchant rewards, card-linked offers, and rebate programs.

4. Account Registration

To access certain features, you may need to register for an account. You agree:

• To provide accurate, current information.

• To safeguard your username/password.

• You are responsible for all activity under your account.

5. User Obligations

You will:

• Use the Site only in accordance with all applicable laws.

• Not interfere with the Site’s operation or security.

• Not violate the rights of others.

6. Intellectual Property

All content on the Site, including trademarks, logos, and graphics, is owned by or licensed to Fynloy. You may not copy, modify, or distribute any content without permission.

7. Payments & Billing

If you purchase any Services (e.g., partner demos, merchant plans), payments are processed through trusted third-party processors. You agree to pay all fees and taxes.

8. Disclaimers

The Site and Services are provided “as is.” Fynloy disclaims all warranties, including implied warranties of merchantability and fitness for a particular purpose. You use the Site at your own risk.

9. Limitation of Liability

To the maximum extent permitted by law, Fynloy is not liable for indirect, incidental, special, or consequential damages.

10. Governing Law

These Terms shall be governed by the laws of [Insert Jurisdiction]. Any disputes will be resolved in the courts of that jurisdiction.

11. Changes to Terms

We may modify these Terms at any time. We’ll post the revised Terms on the Site with a new “Effective Date.”

12. Contact

For questions, email: Info@fynloy