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Link a Card Once. Earn on Every Purchase.

Members link a Visa or Mastercard credit or debit card and earn automatically at participating merchants. No receipts, no check-ins, no punch cards. Best for merchants, chains and multi-location networks.

Zero-friction earningVerified by the card transaction

Three steps, then it runs itself

Linking runs through a PCI-compliant provider's hosted enrollment.

Why merchants choose card-linked

No receipts, no check-ins

The card transaction is the proof of purchase. Members just pay.

Works across a network

One link covers every participating merchant and location.

Verified by store, date and amount

Rewards follow real spend at the merchants in the program.

Card-linked loyalty questions

What is verified?

The store, the date and the amount of each card transaction. Card-linked loyalty rewards spend at a merchant, so it does not know which products were in the basket.

Is the card number stored on the site?

No. Card linking runs through a PCI-compliant card-linking provider’s hosted enrollment. Fynloy and the program site never collect or store full card numbers.

What does the member agree to?

Clear consent to monitor purchases at participating merchants for the offers they joined, with instructions for unlinking a card at any time. Each program lists the supported cards (Visa and Mastercard, credit and debit), the participating merchants and the terms.

Run a card-linked program

Tell us the merchants and the rewards. We will set up card linking, consent and reporting.

Branded to the program owner · Members join free in their phone browser · Start with a single pilot